Disclaimer

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ALL MATERIALS, CONTENT, INFORMATION AND SERVICES ON THIS SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, AND/OR THE WARRANTY OF NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, WE MAKE NO WARRANTY THAT (A) THE MATERIALS, CONTENT, INFORMATION AND SERVICES WILL MEET YOUR REQUIREMENTS, (B) THE WEBSITE, MATERIALS, CONTENT, INFORMATION AND SERVICES SPECIFICALLY, AND THE INTERNET GENERALLY, WILL BE UNINTERRUPTED, TIMELY, CURRENT, SECURE, USEFUL, COMPLETE OR ERROR-FREE, (C) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE MATERIALS, CONTENT, INFORMATION AND SERVICES WILL BE EFFECTIVE, ACCURATE OR RELIABLE, OR (D) THE QUALITY OF ANY PRODUCTS, SERVICES, OR INFORMATION PURCHASED OR OBTAINED BY YOU FROM THE SITE WILL MEET YOUR EXPECTATIONS OR BE FREE FROM MISTAKES, ERRORS OR DEFECTS OR (E) MATERIAL, CONTENT, INFORMATION, SERVICES OR OTHER ITEMS ACCESSIBLE FROM THE WEBSITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR MECHANISMS.

THE MATERIALS, CONTENT, INFORMATION AND SERVICES AVAILABLE OR ACCESSIBLE ON THIS SITE COULD INCLUDE TECHNICAL OR OTHER MISTAKES, INACCURACIES OR TYPOGRAPHICAL ERRORS. WE MAY MAKE CHANGES TO THE MATERIALS, CONTENT, INFORMATION AND SERVICES AT THIS SITE, INCLUDING THE PRICES AND DESCRIPTIONS OF ANY PRODUCTS LISTED HEREIN, AT ANY TIME WITHOUT NOTICE. THE MATERIALS, CONTENT, INFORMATION AND SERVICES AT THIS SITE ALSO MAY BE OUT OF DATE, AND WE MAKE NO COMMITMENT TO UPDATE OR CORRECT SUCH MATERIALS, CONTENT, INFORMATION AND SERVICES.

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Content available through this Site often represents the opinions and judgments of an information provider, Site user, or other person or entity not connected with us. We do not endorse, nor are we responsible for the accuracy or reliability of, any opinion, advice, or statement made by anyone on the Website, including moderators. No advice or information, whether oral or written, obtained by you from or through this Website shall create any warranty not expressly stated in these terms.

Under no circumstances will Ilovepennystocks.com or its Affiliates be liable for any loss or damages caused by your reliance on information or advice obtained through this Site, including any Content available on or through this Site. It is your responsibility to evaluate the accuracy, completeness, or usefulness of this Site, including any information, opinions, advice or other Content available on or through this Site. In particular, you are urged to consult an appropriate professional licensed in your jurisdiction before relying on any information, data or other Content obtained on or through this Site. SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. Remedy Your exclusive remedy and our entire liability, if any, for any claims arising out of or related to these Terms or your use of this Website shall be limited to the amount you paid us for your most recent subscription in effect at the time of the act giving rise to the alleged liability.

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SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

YOU AGREE TO DEFEND, INDEMNIFY, AND HOLD Ilovepennystocks.com AND OUR AFFILIATES HARMLESS FROM ALL LIABILITIES, CLAIMS, AND EXPENSES, INCLUDING ATTORNEY'S FEES – INCLUDING THOSE INCURRED ON APPEAL, THAT ARISE FROM OR RELATE TO YOUR USE OR MISUSE OF THIS SITE OR YOUR BREACH OF ANY OF THESE TERMS. WE RESERVE THE RIGHT, AT OUR OWN EXPENSE, TO ASSUME THE EXCLUSIVE DEFENSE AND CONTROL OF ANY MATTER OTHERWISE SUBJECT TO INDEMNIFICATION BY YOU, IN WHICH EVENT YOU WILL COOPERATE WITH US IN ASSERTING ANY AVAILABLE DEFENSES. YOU SPECIFICALLY AGREE THAT THIS DUTY OF INDEMNIFICATION INCLUDES, WITHOUT LIMITATION, CHARGES OF DEFAMATION, LIBEL, WRONGFUL DISCLOSURE OF CONFIDENTIAL OR TRADE SECRET INFORMATION, INVASION OF PRIVACY GENERALLY AND FALSE LIGHT INVASION OF PRIVACY SPECIFICALLY AND INTELLECTUAL PROPERTY CLAIMS, SUCH AS TRADEMARK, SERVICE MARK, PATENT AND COPYRIGHT INFRINGEMENT. FINALLY, YOU ACKNOWLEDGE THAT Ilovepennystocks.com IS LARGELY A “VIRTUAL” COMPANY AND AS SUCH, ITS AGENTS AND EMPLOYEES ARE GEOGRAPHICALLY REMOTE AND YOU AGREE THAT YOUR DUTY OF INDEMNIFICATION INCLUDES ACTUAL COSTS FOR TRAVEL FOR OUR EMPLOYEES, AGENTS AND ATTORNEYS.

Third Party Promotional Materials

From time to time, this Website may include advertisements offered by third parties. You may enter into correspondence with or participate in promotions of the advertisers showing their products or services on this Site. Any such correspondence or promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such correspondence or promotions, are solely between you and the advertiser. We assume no liability, obligation or responsibility for any part of any such correspondence or promotion.

Legal Process

Refer to our Subpoena Policy at Ilovepennystocks.com/boards/legal_subpoena.aspx, which is incorporated into these Terms by reference.

Use of Site and Storage of Material

You acknowledge that we may establish general practices and limits concerning use of the Services available on our Website. You agree that we have no responsibility or liability for the deletion or failure to store any Content and/or other material or data maintained or transmitted on or through this Website other than to ensure compliance with GDPR or other federal regulations. You acknowledge that we reserve the right to change these general practices and limits at any time, in our sole discretion, with or without notice.

We provide storage space and access for user posts and other communications through our Website. You may not use this Website to publish Content and/or other material or data that we determine, at our sole discretion, to be unlawful, indecent, or objectionable, or that otherwise violates these Terms, including the restrictions described in "Conduct on Our Site" above. You are responsible for any information contained in your Content, posts and other communications. However, if complaints are received regarding language, content, or graphics contained in your Content, posts or other communications, we may, at our sole discretion, remove the objectionable item(s) hosted on our servers and suspend and/or terminate your posting privileges and/or your membership or service. This Site is not designed or intended to be used as a disaster recovery facility or as an emergency data storage facility. You agree that we have no duty to preserve any Content, including your posts and communications.

Security and Password

You are solely responsible for maintaining the confidentiality of your password and account and for any and all statements made and acts or omissions that occur through the use of your password and account, including any e-mail sent and any charges incurred. Therefore, you must take steps to ensure that others do not gain unauthorized access to your password and account. Our personnel will never ask you for your password except as a means to identify you as the account owner and then only if you initiate a request for assistance. You are responsible for all activity that occurs under your account. If you believe or suspect that the security of your credentials, including your password, has been compromised, you should notify us immediately